| Provider | Microgaming |
|---|
Lots A Loot 5 Reel is a Microgaming progressive jackpot slot released in December 2009. It runs on 5 reels, 3 rows and 25 paylines, with a fixed coin size of £0.10 per line making the maximum bet £2.50 per spin. The RTP is 90.09%, which is lower than typical video slots - the difference funds the progressive jackpot pool that sits at the centre of the game.
Game at a Glance
| Detail | Value |
|---|---|
| Developer | Microgaming (now Games Global) |
| Release | December 2009 |
| Reels / Rows | 5 / 3 |
| Paylines | 25 (selectable) |
| Coin size | £0.10 (fixed) |
| Max bet | £2.50 per spin |
| RTP | 90.09% |
| Jackpot type | Network progressive |
| Free spins | No |
| Bonus round | No |
Theme and Symbols
The theme is Irish luck. Reels carry a pot of gold, a four-leaf clover, a rainbow-coloured 7, a bar symbol and the standard playing card ranks from 10 through to Ace. The rainbow Lots A Loot logo is the wild and the game's most valuable symbol outside the progressive jackpot itself.
Symbol payouts from the wild descend clearly: 5 wilds on a payline pay 10,000x the line bet, 4 wilds pay 1,000x, 3 wilds pay 50x and 2 wilds pay 4x. The pot of gold and four-leaf clover lead the standard pay table, with playing card ranks filling out the lower tiers from 60x to 750x at five of a kind. Every win requires matching symbols to land left to right on an active payline.
There is no scatter symbol. No scatter means no free spins, and no free spins means all play is paid. For a game released in 2009, the absence of bonus content is standard for the era rather than unusual.
How the Progressive Jackpot Works
A percentage of every stake placed on Lots A Loot 5 Reel across the Microgaming network feeds into a shared jackpot pool. Because the game runs on multiple casino platforms simultaneously, the pot builds from collective play rather than a single site, which accelerates growth and produces larger prizes than site-specific progressives typically reach.
To trigger the jackpot, you need five Lots A Loot wild symbols landing on payline 25 specifically. Two conditions must both be met: all 25 paylines must be active and the maximum bet of £2.50 must be in play. Miss either condition and the five wilds on line 25 still pay 10,000x your line bet, which is a meaningful win but not the jackpot.
After a jackpot win, the prize resets to a seed value of approximately £6,700 and begins building again immediately. Jackpot wins have historically reached tens of thousands of pounds before being claimed, though the shared network nature means the prize can be won at any point during its climb - there is no guaranteed minimum beyond the seed.
The 90.09% RTP reflects the jackpot contribution built into every spin. Players who prefer stable return games and do not want variance absorbed by a prize fund should note this before starting. The 90.09% is the long-run theoretical return inclusive of jackpot hits; base game returns excluding jackpot contributions run lower.
Betting and Volatility
The coin size is fixed at £0.10, which means the only variable is how many of the 25 paylines you activate. Playing fewer than 25 lines reduces the cost per spin but removes jackpot eligibility entirely. At £2.50 maximum per spin, this is one of the lower-stakes progressive slots available. Budget management is straightforward: the fixed coin size removes any complexity around coin denomination choice.
Volatility is medium. Short sessions typically produce small matching symbol wins from the pot of gold and clover symbols. The 10,000x wild payout for five on a line represents the main base-game event to target, while the jackpot sits above that as the peak outcome.
Bonus Features
There are no bonus rounds, no free spins game and no pick-me feature. Microgaming designed this game in the period before layered bonus content became the norm for video slots. Autoplay is available, with options to set 5 or 10 automatic spins at your chosen stake - useful for extended sessions without manual input on every spin.
Players used to modern slots with cascading wins, expanding wilds, bonus buy options or multi-level free spins rounds will find this stripped back. That is a product of its 2009 release date rather than a flaw in execution. The progressive jackpot is the single elevated feature, and the rest of the game exists to support it.
How It Compares to Other Microgaming Progressives
Microgaming runs one of the largest progressive networks in online gaming. Lots A Loot 5 Reel sits at the lower end in terms of jackpot scale when compared to network heavyweights like Mega Moolah or Major Millions, which have produced multi-million pound prizes. King Cashalot and Lucky Rabbits Loot sit in a similar tier: mid-range progressives where the jackpot builds to meaningful but not life-changing sums.
The £2.50 maximum bet makes Lots A Loot 5 Reel more accessible than many progressives where maximum bets can reach £5 or above. Lower stakes entry means longer potential sessions without the same capital outlay, though it also means lower base game volatility swings.
Verdict
Lots A Loot 5 Reel delivers exactly what it sets out to do: a low-stakes progressive jackpot game with a transparent trigger condition and no complexity. The RTP of 90.09% is the main number to understand before playing - this game returns less per spin on average than most non-progressive slots because jackpot contributions come out of every bet. The 2009 design is simple by current standards, but the jackpot mechanic works exactly as advertised.
If you want a progressive with a clear trigger, a fixed maximum bet of £2.50 and no hidden conditions beyond landing five wilds on line 25 at max bet, Lots A Loot 5 Reel is worth considering. Compare this against other progressive slots in the casinos that carry it if jackpot size is your primary criterion.
Where to Play Lots A Loot 5 Reel
These online casinos carry Microgaming games including Lots A Loot 5 Reel. Read our Donbet review or browse all casino reviews.
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